About Savvy Septic

A Partnership


The Savvy Septic Program is your one-stop-shop for financing options, incentives, and education to help you maintain a healthy septic system. Low-interest loans, rebates, and grants to help keep your system functioning properly are available. The program also offers free homeowner workshops on septic maintenance. 

This Snohomish County program is a partnership with the Washington State Department of Ecology, Washington State Department of Health, and Craft3. The Savvy Septic Program is made possible, in part, through a $292,659 Centennial Grant from the Washington State Department of Ecology. The Snohomish County Public Works Surface Water Management Division is contributing nearly $300,000 in matching funds for the pilot program over the next three years. 

The County is also a participant in a Regional Septic Loan Program where the WA State Department of Ecology and Department of Health selected Craft3 as the regional lender. Craft3 is a community development financial institution (CDFI) that operates clean water and energy efficiency lending program throughout the Puget Sound Region.

Together, we're keeping our water clean by helping Snohomish County residents become Savvy Septic owners.

Investing in Clean Water


Snohomish County is home to spectacular marine shorelines, lakes, rivers, and streams that provide recreation, wildlife habitat, food, and natural beauty unique to the Pacific Northwest. Maintaining healthy septic systems is critical for clean water and to protect the health of our aquatic ecosystems, the health and safety of county residents, and the value of your home.

Approximately 75% of Snohomish County's 80,000 septic systems are 25 years old or older, and many are near bodies of water. By maintaining a clean and healthy septic system, you are helping keep pollution out of the environment and investing in clean water for your family and your community.