Contractor Insurance Requirements

Sample Requirements (Other Requirements May Apply)
The contractor shall procure and maintain for the duration of the agreement, insurance against claims for injuries to persons or damage to property which may arise from or in connection with the performance of the work hereunder by the contractor, their agents, representatives, employees, or subcontractors. 

The contractor shall ensure that each subcontractor of every tier obtain at a minimum the same insurance coverage and limits as stated herein for the contractor.  At the county’s request, the contractor shall provide evidence of such insurance. There shall be no endorsement or modification of the Commercial General  Liability insurance for liability arising from explosion, collapse, or underground property damage.  

No Limitation
The contractor’s maintenance of insurance as required by the agreement shall not be construed to limit the liability of the contractor to the coverage provided by such insurance, or otherwise limit the county’s recourse to any remedy available at law or in equity. 

Minimum Scope of Insurance & Limits
The contractor shall obtain insurance of the types described below: 
  1. Automobile Liability insurance covering Any Auto (Symbol 1) with a minimum combined single limit for bodily injury and property damage of $1,000,000 per accident. Coverage shall be written on Insurance Services Office (ISO) form CA 00 01 or a substitute form providing equivalent liability coverage. If necessary, the policy shall be endorsed to provide contractual liability coverage.
  2. Commercial General Liability insurance with limits no less than $1,000,000 each occurrence, $2,000,000 aggregate. Insurance shall be written on ISO occurrence form CG 00 01 and shall cover liability arising from premises, operations, independent contractors, products-completed operations, personal injury / advertising injury, and liability assumed under an insured contract. The county shall be named as an additional insured under the Contractor's Commercial General Liability insurance policy with respect to operations or activities of the contractor.
  3. Workers’ Compensation coverage as required by the Industrial Insurance laws of the State of Washington.