Basic Life Insurance

The County provides Basic Group Term Life Insurance and Accidental Death and Dismemberment (AD&D) Insurance at no cost to regular full-time employees that work at least 35 hours per week which is administered through The Hartford. Regular part-time employees working between 20 and 34 hours per week are also eligible, and are required to pay minimal pro-rated monthly premiums.

The Hartford pays a Basic Life Insurance benefit if you die while covered under the policy and covers losses that occur at or away from work. The Hartford pays an Accidental Death and Dismemberment Insurance (AD&D) benefit for certain accidental injuries, such as an accidental loss of limbs, speech, hearing, and sight. AD&D death benefits are paid in addition to any life insurance benefits. AD&D insurance covers losses that occur at or away from work.

The amount of coverage is based on applicable Collective Bargaining Agreements and/or work rules:

Collective Bargaining Agreement/Work Group

Basic Life Coverage

AD&D Coverage

·   AFSCME, Non-represented, Management Exempt & Elected Officials (Cat A)

·   Teamsters Local 763 Law Enforcement Support (Cat B)

·   Clerk's Association (Cat E)

·   Non-represented LEOFF1 (L)

$40,000

$40,000

·   Sheriff Deputies/Sergeants (DSA) (Cat D)

·   Sheriff Lieutenants/Captain (SOMT) (Cat D)

$60,000

$20,000

·   Teamsters Local 763 Corrections Support (Cat C)

·   Corrections Guild (Cat F)

·   IAFF Local 2597 Airport Fire Fighters (Cat G)

·   Teamsters Local 763 Corrections Sergeants and Lieutenants (Cat H)

·   Teamsters Local 763 Corrections Support Supervisors (Cat I)

$40,000

$20,000

Additional Services


The following benefits are provided at no cost to regular employees covered by the Basic Life Insurance and AD&D plans through The Hartford:

Beneficiary Assist® - The loss of a loved one can leave you feeling overwhelmed. In addition to grief, you may have financial and legal worries. Beneficiary Assist provides you, your eligible beneficiaries and immediate family members with unlimited 24/7 phone access to help related to the death of yourself or a loved one. That includes legal advice, financial planning and emotional counseling for up to one year from the date the claim is filed and up to five face-to-face sessions or equivalent professional time for one service or a combination.

EstateGuidance® Will Services - This service can help you create a simple, legally binding will quickly and conveniently online, saving you the time and expense of a private legal consultation. Other advantages include online assistance from licensed attorneys, the ability to save and modify drafts for up to six months, additional estate planning services are also available for purchase, including the creation of living wills and trusts, guidance about divorce proceedings, and durable power of attorney.

Funeral Planning and Concierge Services - The death of a loved one is one of life’s most stressful situations and many quick decisions must be made while emotions are at their peak. Services available 24/7 include access to advisors, assistance with all funeral planning issues, funeral home prices comparisons, negotiation of funeral costs resulting in significant financial savings, and more. Call 1-866-854-5429 to learn more.

Travel Assistance - Whether you’re traveling for business or pleasure, Travel Assistance services are available when you’re more than 100 miles from home for 90 days or less. As long as you contact Europ Assistance USA at the time of need, you could be approved for up to $1 million in covered services. Travel Assistance begins even before you embark, with pre-trip information, and continues throughout your trip. Services include emergency medical assistance, pre-trip information including visa and passport requirements, and emergency personal services including emergency travel arrangements and more.

ID Theft Protection Services - You have access to identify theft prevention and detection services, resolution assistance, and more.

Beneficiary Designations


You are encouraged to regularly review your beneficiary designation(s). Consider reviewing beneficiaries every year or two to be sure that the designation is consistent your wishes. You should also review your designation following life-changing events to ensure that the designation is still appropriate. You are encouraged to keep a copy of your current designation with their other important papers, such as your will. Review the Employee's Guide to Designating Beneficiaries to learn more. Contact Human Resources to review your current life insurance beneficiaries.

Enrollment Instructions


New employees will complete a Basic Life Insurance Enrollment Form and Beneficiary Designation Form during New Employee Orientation.


Conversion & Portability 


Your group life insurance from The Hartford is valuable financial protection for you and your family. If your coverage ends, you have the option of continuing your life insurance coverage. Our plan includes a Conversion option and a Portability option, which means you may have a choice of “converting” your coverage to an individual policy or “porting” it to another group term life policy. Review the Portability and Conversion Guide for to learn more. To apply, complete the Notice of Continuation of Coverage. Call 877-320-048
4 for assistance.

Supplemental Life Insurance


The County also offers voluntary Supplemental Life Insurance to regular employees that work at least 20 hours per week which is also administered through The Hartford. Coverage is also available to an employee’s spouse/domestic partner and eligible dependent children. Monthly premiums are 100% employee paid. Learn more about Supplemental Life Insurance.

Certificates of Insurance


Contact The Hartford


Roslyn Ericksen
Phone: 206-292-7141
Email: roslyn.ericksen@thehartford.com