COBRA

COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. COBRA helps qualified beneficiaries, including employees and their covered dependents, to continue the same healthcare coverage you had the day before you experienced your qualifying event. The following chart outlines qualifying events, who is covered, and the period of coverage:

Qualifying Event

Covered Person(s)

Period of Coverage

  • Termination of Employment (voluntary or involuntary);
    for reasons other than gross misconduct
  • Reduction in Hours of Employment

Employee
Spouse
Dependent Child

Up to 18 months

  • Divorce or Legal Separation
  • Death of the Covered Employee
  • Employee’s Entitlement to Medicare*

Spouse
Dependent Child

Up to 36 months

  • Loss of Dependent Child Status Under the Plan

Dependent Child

Up to 36 months

COBRA can be expensive, as you are generally required to pay the full cost of your health coverage plus an additional 2 percent administrative fee. Review the monthly COBRA premiums here. Remember, this is the full premium charged by the insurance carrier, including the portion that the County paid on your behalf prior to your qualifying event. The County contracts with CONEXIS to administer COBRA services. Please review the Snohomish County COBRA FAQ to learn more about COBRA.

COBRA Resources

CONEXIS (COBRA Administrator)


CONEXIS Website
Phone: 1-877-722-2667
P.O. Box 226101 | Dallas, TX 75222-61010