Supplemental AD&D

Optional Accidental Death & Dismemberment (AD&D) Insurance

The County offers additional voluntary Accidental Death and Dismemberment (AD&D) Insurance through The Hartford to regular employees who work at least 20 hours per week.

Description of Classes

Please review the Insurance Policy (PDF) for complete details:

  • Class 1: All Employees of the Policyholder not in Class 2 may enroll in no less than $10,000.00, or more than $250,000.00, in increments of $10,000.00
  • Class 2: All Sheriff Deputies of the Policyholder not in Class 1 may enroll in no less than $10,000.00, or more than $75,000.00, in increments of $10,000.00
  • Class 3: All Eligible Spouses and Eligible Dependent Children of Class 1 or 2 Insureds, refer to the policy (PDF) for description.

Plan Documents

To calculate monthly premium:
         Employee = $.03 / $1,000 / month
         Family = $.05 / $1,000 / month

Claims

Submit the ADD Claim Form to The Hartford.

By mail:  The Hartford
                P.O. Box 14299
                Lexington, KY 40512-4299
By Fax: 1-866-954-2621
By E-Mail: gbclaimcslife@thehartford.com