Most regular employees* that work 20+ hours per week are provided with Long Term Disability (LTD) Insurance (PDF). LTD is disability income protection insurance that provides a benefit for "long term" disabilities resulting from a covered injury or sickness. If you become disabled, and are approved for LTD, this benefit combines with other sources of income to replace 60% of your covered monthly earnings (up to a maximum of $7,500 per month) after a 90 day waiting period.
Certificates of Insurance
For a comprehensive list of exclusions, limitations, and any applicable benefit offsets, please review the Certificate of Insurance: